According to National Flood Insurance Program:
At Cleaveland Insurance, these statistics are more than numbers to us. They represent potential losses that can cause our personal insurance clients to lose their nest eggs, or worse, their homes. We want to do everything we can to prevent that from happening.
For free Iowa or Illinois flood insurance quotes, fill out our free online form or call our Rock Island, IL, office at 309-794-9700.
Flooding is defined as an increase in water on land that is otherwise dry, and can occur in any number of situations:
No matter where you live, your home is at risk for flooding. For both new developments and older or historical homes, we can help determine your risks and how much it would cost to replace your home and belongings in the event of a flood. Our independent agents are available to assist homeowners and renters located in and around the Quad Cities (Rock Island, Moline and Milan, IL, and Davenport and Bettendorf, IA).
For homeowners and owners of condos or co-ops, we can help you find the flood insurance policy that addresses losses to your building and your personal belongings caused by all variety of flooding. For renters, we can focus your research on contents-only policies, or coverage for your personal property. We will compare quotes with you so you can choose the policy with the limits that you need and a deductible that you can afford.
The best way you can protect your family and home from the excessive costs tied to flooding is to prepare yourself for the worst. Buy flood insurance to supplement your homeowners or renters policy. Take an inventory of your personal belongings, then purchase additional personal property insurance to protect your more valuable items. Finally, create a plan for your family to follow that tells you where you will go and what you will do in the event of a flood.
If your city is a member of the federal program, you can purchase flood insurance as additional protection for your home and personal belongings. Contact our Rock Island, IL, agency today to determine whether you should purchase this insurance. It takes 30 days for a new policy to kick in, so the earlier you get started, the better.